Punto Banco is derived from the game baccarat the gambling online guide. Punto Banco literally means player vs play for fun casino games. banker neteller gambling. The main objective of the game is to bet on one of two hands – the player (punto) online casino free money, and the banker (banco) casino games craps. The player who bet on the hand closest to 9 wins the game. In this game, 10, jack, queen, and king are worthless. The value of a hand is obtained by adding the total of the cards. The game can result to a win, lose, or draw.